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CHARLES GOLDFINGER Global Electronic Finance Management S.A. 412, avenue de Tervuren 1150 Bruxelles Belgique Telephone: 322-7631270 Fax. 322-7630947 E-mail : Charles_Gold@ Compuserve.com

Charles Goldfinger est un consultant international, spécialisé dans les questions de l'impact de la technologie de l'information sur la stratégie des entreprises et les politiques conomiques. Il conseille la Commission européenne sur les aspects financiers du commerce électronique. Charles Goldfinger a publi trois livres :   Travail et hors-travail : vers une société fluide (Editions Odile Jacob, 1998)   L'utile et le futile - l'économie de l'immatériel (Editions Odile Jacob, 1994).   La Géofinance (Editions du Seuil, 1986)  Il a animé plusieurs séminaires sur ces sujets pour les institutions comme la Banque mondiale, Eurostat, World Economic Forum Davos, IMD ainsi que pour plusieurs grandes entreprises multinationales. Citoyen français, Charles Goldfinger est diplômé architecte de l'Ecole des Beaux-Arts de Paris et docteur en économie régionale de l'Université de Californie Berkeley.

Charles Goldfinger is a Brussels-based international consultant in corporate strategy and economic policy, with particular expertise in financial services and Information Technology. Mr. Goldfinger advises European Commission on the financial aspects of electronic commerce and chairs Financial Issues Working Group (www.ispo.cec.be/fiwg) Between July 1988 and January 1995, Charles Goldfinger advised the Belgian Ministry of Finance, Philippe Maystadt, on the reform of the securities markets. Between March 1992 and November 1993, Mr. Goldfinger advised The Chief Executive of Belgacom, Belgium telecommunication operator, on key issues such as mobile telephony, value-added networks, cross-border alliances and privatisation posture. From September 1983 to April 1987, Charles Goldfinger was Product Planning Director for SWIFT, the leading international interbank funds transfer network. From 1975 to 1980, Charles Goldfinger worked at the World Bank in Washington D.C, with responsibility for projects in Latin America and East Africa. Mr. Goldfinger has published three books: On the future of work - Travail et hors-travail : vers une société fluide, (Editions Odile Jacob, September 1998) On the Intangible Economy - L'utile et le futile, l 'économie de l'immatériel, (Editions Odile Jacob, Paris, September 1994) On international finance - La géofinance (Seuil, Paris, September 1986). He regularly contributes articles on international economy and finance to leading French-speaking newspapers and magazines. Mr. Goldfinger has given numerous lectures and seminars for organisations such as World Economic Forum at Davos, World Bank, Eurostat, Management Center Europe, IBM Education Centre at La Hulpe and Institut des Sciences Politiques de Paris. A French national, he has a degree in architecture from the Ecole des Beaux-Arts in Paris and a Ph.D. in economics from the University of California at Berkeley. Born in 1946, Charles Goldfinger is married, with one child.